A well-ordered process for personalizing you plan

Our process has been shaped by our clients’ needs and is grounded in our experience and commitment to your financial success.

We help you reach your goals with tailored solutions that reflect what is important to you and help design a plan that will grow and evolve with your changing needs.

As the driving force behind the process, you'll have a better idea of where you stand, where you're going and how you'll get there. In fact, the more engaged you are, the better the chances that you will be able to create (Plan Well), fund (Save Well) and enjoy the life you've always wanted (Live Well). Together, we can help you bring your vision for the future into sharp focus so you can begin to prepare for it.

While our planning process can be divided into four steps, it really is an ongoing endeavour that evolves as your life does.

  • We realize the importance of investing time upfront to listening and getting to know you – building a good understanding of your personal goals, current financial situation, investment experience, and risk tolerance. It is also an opportunity to build trust and rapport, make you aware of our capabilities, and explain the ways we can help you meet your objectives.

  • Next, we will analyze what you have shared with us in order to design your comprehensive financial plan, taking into account the different pieces of your financial picture and make sure they cohesively fit together without any gaps or disparities. This step may include collaborating with your other professional advisors such as your accountant and lawyer. We present our recommendations to you, answer your questions, consider alternatives, and outline the steps we need to take to implement your plan.

  • With your approval, we will execute your customized strategy using the extensive research and resources available to us. This involves the selection of specific account types, investment products and optional services, and the handling of all necessary paperwork.

  • Once your plan is implemented, we will continually monitor the progress of your plan relative to your defined objectives and suggest any changes where needed. We accomplish this by providing ongoing reporting of your account activity and by conducting periodic reviews. We purposely maintain a close connection with you, so we are in step with your life and aware of any changes in your life that may warrant a revision to your plan.

Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.
Franklin D. Roosevelt