That is yours:
Capital Preservation and Income
One of the most important functions we serve is helping you protect all you have worked to build. Fortunately, there are a number of ways to help. It takes the right approach, as well as steadfast discipline and diligence, to assess the risks that could derail your life goals and to build a contingency plan to help limit the negative effects. As your experienced guide, we assess where your risk lies and determine your level of comfort with it, exploring what actions and plans to put in place to provide the protection you need and deserve.
Then, we tailor your financial plan to prepare for the unexpected. This could include preserving your estate with long-term care insurance, building a protective cushion with life insurance, and combining protection and growth opportunities with annuities. Working together, our team helps you protect your overall financial plan, your way of life and your ability to reach your goals even when the unexpected happens.
Maintain Your Health
One of the risks we all face, regardless of age, is the potential for sudden illness, disability and subsequently, the need for long-term care. All of these have far-reaching effects not just on your health but on your way of life, your ability to earn income, and on your overall finances.
We help prepare you and your family for the unexpected by helping to ensure you have the right types and amounts of insurance, including disability insurance, to provide income if you are unable to work.
Secure Your Legacy
Over the years we have learned – and witnessed – the importance of taking the necessary steps to protect one’s legacy for the generations to come. We work with your tax and legal professionals to create or update your estate plan documents such as your will, trusts, and powers of attorney and ensure your beneficiary designations are up to date on everything from your retirement accounts to your insurance policies.
We also offer strategic charitable-giving tools that may feature tax advantages. Whether your goal is to minimize estate taxes, help ensure you have the funds you need down the road, provide for a loved one, or to spell out exactly how you want your wishes to be carried out, we can help.